What is a percentage?
A percentage is a way of writing a number as a part of 100. The word comes from the Latin per centum, meaning "by the hundred". So 25% means 25 out of every 100, which is the same as the fraction 1/4 and the decimal 0.25.
Percentages make it easy to compare amounts of different sizes. Saying that 18 of 60 students passed is harder to interpret than saying that 30% passed, because you can compare 30% with the result from a class of any other size.
Finding a percentage of a number (X% of Y)
To find a percentage of a number, turn the percentage into a decimal by dividing it by 100, then multiply it by the number.
Formula
Result = (Percentage ÷ 100) × Number
Example: 15% of 80
15 ÷ 100 = 0.15
0.15 × 80 = 12
So 15% of 80 is 12.
Finding what percent one number is of another
To see what share one number is of another, divide the part by the whole and multiply by 100. This is how test scores, completion rates and survey results are usually expressed.
Formula
Percentage = (Part ÷ Whole) × 100
Example: 18 out of 60
18 ÷ 60 = 0.3
0.3 × 100 = 30
So 18 is 30% of 60.
Calculating percentage change
Percentage change compares a new value with an old one. Subtract the old value from the new value, divide by the old value, then multiply by 100. A positive result is an increase and a negative result is a decrease. The old value is the starting point, so it cannot be zero.
If a price falls from 80 to 60, the change is (60 − 80) ÷ 80 × 100 = −25%, which is a 25% decrease.
Formula
Change (%) = (New value − Old value) ÷ Old value × 100
Example: a price rises from 50 to 65
65 − 50 = 15
15 ÷ 50 = 0.3
0.3 × 100 = 30, so the price rose by 30%.
Increasing or decreasing a number by a percentage
To add a percentage to a number, multiply the number by 1 plus the percentage as a decimal. To take a percentage away, multiply by 1 minus the percentage as a decimal. This is the quickest way to work out discounts, sales tax and price rises.
Formula
New value = Number × (1 ± Percentage ÷ 100)
Example: a jacket costs 80 and is 25% off
1 − 0.25 = 0.75
80 × 0.75 = 60
The sale price is 60. Adding 8% sales tax to 45 works the same way: 45 × 1.08 = 48.60.
Why an increase and a decrease are not the same
A 50% increase followed by a 50% decrease does not bring you back to where you started. Starting at 100, a 50% increase gives 150. A 50% decrease of 150 is 75, not 100, because the second percentage is taken from the larger number.
To undo an increase, the decrease has to be smaller in percentage terms. Reversing a 25% increase takes a 20% decrease, because 100 × 1.25 × 0.80 = 100.
Percent versus percentage points
If an interest rate rises from 10% to 12%, it has gone up by 2 percentage points. In percentage terms the rise is 20%, because 2 ÷ 10 = 0.2. Mixing up the two is one of the most common sources of misleading statistics, so always check which one a headline or report is using.
Quick mental maths
You can estimate many percentages in your head by starting from 10%.
- 10%: move the decimal point one place to the left (10% of 80 is 8).
- 1%: move it two places (1% of 80 is 0.8).
- 5%: take half of 10% (5% of 80 is 4).
- 15%: add 10% and 5% (8 + 4 = 12).
- 20%: double 10% (2 × 8 = 16).
- 25%: divide by 4, and for 50% divide by 2.
Where percentages are used
- Shopping: discounts, sales tax and price comparisons.
- Education: test scores, weighted grades and attendance.
- Finance: interest rates, investment returns and inflation.
- Business: growth rates, profit margins and conversion rates.
- Health and food: nutrition labels and progress toward goals.
Important Note
These calculators give mathematical results. For financial, tax or other important decisions, check the figures with a qualified professional.